About Sierra

Sierra Pacific Mortgage is poised to become the largest and most respected, privately owned, residential mortgage lender in America. Our commitment to relationship based mortgage lending is truly a “lender for life” philosophy which is an integral part of who we are. We subscribe to the ideal that every employee is a team member and partner. As such, SPM continually invests time, energy and capital to ensure our team is the absolute best in the industry.

The true beneficiaries of our team approach are the clients we serve. We strive to satisfy the needs of our borrowers through an unparalleled commitment to customer satisfaction. We accomplish this by offering a complement of every conceivable mortgage product available. Affordability is a key component to these mortgage products and our capital markets team works diligently to deliver the lowest possible interest rates.

In addition to offering the lowest mortgage rates in the country, we believe our customer service is second to none. The loan officers that staff our many branches are committed to making this experience enjoyable. We recognize that each borrowing situation is unique, and every question you have is important. In addition, we appreciate and value your time. Our schedule revolves around yours. We are available to meet with our client and referral sources days, evenings or weekends. And we answer our phones when you call and respond to your emails immediately. In this day and age of high technology, there is no excuse for inaccessibility.

The back-end of SPM is second to none. Our processors and underwriters are the best in the country. This dedicated team keeps everyone abreast of the progress of the loan from beginning to end. This includes the client, the listing realtor, the selling realtor, the builder, etc. No one cares more about the lines of communication than SPM. Whether it’s an existing home sale, a short sale, a foreclosure, new construction or curb side lending, we know that time is of the essence. We will meet your closing date on time, every time.


Sierra Pacific Mortgage Company, INC - NMLS #1788

Martinsburg WV Branch License Information: WV# MBB-31993, MLB-31994; PA# 25396.007; VA #MC-5275;  MD# 06-20212

Morgantown WV Branch License Information: WV# MBB-33304, MLB-33305; PA #25396.015

Charles Town WV Branch License Information: WV# MBB-35202, MLB-35203; PA #25396.016; VA #MC-5275;  MD# 06-23217

Equal Housing Lender