Sierra Pacific Mortgage is a DIRECT lender. This means we originate process, underwrite and close in our name. It takes a tremendous amount of financial strength to achieve this level of lending. And… this also means we can offer the lowest possible rates to our customers because we have in fact eliminated the "Middle Man." Below you will find a short list of our mortgage products and features.
Terms for these loans are fixed for 30, 20, 15 or 10 years.