Lowering your mortgage payment is effectively like giving yourself a raise, with more money ending up in your bank account every month.
“A lower mortgage payment can have a positive impact on your budget.”
In today’s market, home values are up and rates are low—making it the perfect time to consult with a Sierra Pacific Mortgage professional to see if you qualify for a better rate. Refinancing can be accomplished by lowering your interest rate, extending the term of the loan, or a combination of both.
NOTE: The total finance charges may be higher over the life of the loan.