Martinsburg WV - NMLS #969785

55 Meridian Parkway - Suite 101

Tel: 304.263.1000 - Fax: 304.263.1001

Charles Town WV - NMLS #1564363

119 West Washington Street 

Tel: 304.725.2000 - Fax: 304.725.2100

Morgantown WV - NMLS #1181886

1704 Mileground Road - Suite B 

Tel: 304.598.0000 - Fax: 304.598.0010

© 2019 Sierra Pacific Mortgage Company, INC  - NMLS #1788  (

Regional branches represented by this website are licensed to originate mortgages in WV, VA, PA, MD. These Branches Are Not Licensed in New York

Rate & Term Refinance

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Lowering your mortgage payment is effectively like giving yourself a raise, with more money ending up in your bank account every month. 


“A lower mortgage payment can have a positive impact on your budget.”


In today’s market, home values are up and rates are low—making it the perfect time to consult with a Sierra Pacific Mortgage professional to see if you qualify for a better rate. Refinancing can be accomplished by lowering your interest rate, extending the term of the loan, or a combination of both.


NOTE: The total finance charges may be higher over the life of the loan.

Change Your Rate